All About Investing with Annuities

Welcome to All About Annuities where you can learn the details of how to properly invest in Annuities. We will cover both Fixed Annuities and Variable Annuities. Each can have its place in your investment portfolio.

An annuity contract is created when an investor gives a life insurance company money which may grow on a tax-deferred basis and then can be distributed back to the owner in several ways. One of the main characteristic of annuities is the option for a guaranteed distribution of income until the death of the investor. Investments in annuities can be combined with other long-term investments like 401k Plans or 529 Plans. The majority of modern annuity customers use annuities only to accumulate funds and to take lump-sum withdrawals without using the guaranteed-income-for-life feature.

Many people should use financial calculators to determine if, and what type, of annuity is the most appropriate for their situation. Like all investments, annuities are highly dependent on the age and risk tolerance of the investor.

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